Boomer Money
  • About
  • Fine Print and Privacy
  • Glossary – Definition of Financial Terms

Investing Basics

Beware Sequence of Returns Risk!

April 30, 2020 by Linda Vaughn
Vintage black and white photo of woman melodramatically pulling away from man because he doesn't understand sequence of return risk

The takeaway:  Protect yourself from sequence of returns risk so it doesn’t wreak havoc with your retirement plans.  Sequence of returns risk is the danger that market returns will decimate your nest-egg, just as you finally need that money to live on. If you plan to ever live off your savings, you’ll want to understand … [Read more…]

Posted in: Asset Allocation Series, Investing Basics Tagged: Anders Ericcson, Deliberate practice, Peak Book Review

FINRA: Superhero to Investors!

February 27, 2017 by Linda Vaughn
Picture of San Diego Bay

Last week I met up with my college roommate in San Diego.  I reserved us each a room on the beautiful San Diego bay.  The rooms were right next door to each other.  Both had gorgeous views and identical amenities.  Yet, my room was 30% more expensive than hers.  They were identical rooms!  (That got handled, … [Read more…]

Posted in: Investing Basics Tagged: Boomer investing, Boomer retirement, effect of investment fees on returns, fees kill returns, FINRA, investing, retirement

Watch It! Fees Kill Investment Returns

February 19, 2017 by Linda Vaughn
woman angrily pulling man by the tie in reaction to investment fees

“But ma’am, you get what you pay for.  Stop looking at our mutual fund fees.  Instead, look at our investment returns.    Returns are where the money is,” said the rep for my 401(k). With clenched teeth, I resisted grabbing him by his Armani tie and saying, “Your fees will destroy my returns.” “Ma’am!  Quit thinking … [Read more…]

Posted in: Investing Basics Tagged: Boomer investing, Boomer retirement, broker fees, effect of fees on returns, investment fees, mutual fund fees

Index Funds: Loved by the Best!

December 19, 2016 by Linda Vaughn

Hey, Boomer.  There’s money to be made in index funds.   And one of the richest men in the world thinks so too.  Warren Buffett has instructed that 90% of the cash he bequests to his wife be invested in index funds.   Why?  Why not leave her some shares in Berkshire Hathaway, the magnificent company … [Read more…]

Posted in: Investing Basics Tagged: active management, actively managed mutual funds, Boomer investing, Boomer retirement, higher returns with index funds, index funds, index funds and fees, index funds cheaper, passive management, passively managed mutual funds, Peter Lynch and index funds, Warren Buffet and index funds

How Not to Pick a Mutual Fund

December 5, 2016 by Linda Vaughn
LV holding Exhibit A sign

  Boomer, today’s post is a cautionary tale on what to avoid if you want your money to last longer than you do.  Consider my early forays into buying mutual funds as Exhibit A.  Exhibit A is how not to do it.  Exhibit A was me. And, as we’ll discuss, how I did it is … [Read more…]

Posted in: Investing Basics Tagged: chasing investment returns, chasing performance, mutual funds
1 2 Next »

Categories

  • A Boomer Manifesto (1)
  • Annuity series (5)
  • Asset Allocation Series (8)
  • Book Reviews (11)
  • Boomer Reinvention (11)
  • Don't Outlive Your Money Series (7)
  • Investing Basics (6)
  • Long-Term Care Series (10)
  • Managing Retirement Money and Accounts (6)
  • Money Thoughts (3)
  • Real Estate Series (3)
  • Social Security (1)
  • Uncategorized (5)

Recent Posts

  • Fixed Annuities: When a CD Just Won’t Do!
  • Beware the Seduction of Equity Indexed Annuities!
  • Book Review: The Psychology of Money. (Hint: It’s All About Your Soft Skills!)
  • Immediate and Longevity Annuities: The Cheapest Way to Buy Income for Life — Everything You Ever Wanted to Know
  • Annuity Bankruptcy: Don’t Fund Your Retirement with an Annuity Headed for Bankruptcy (Like I Did)! Three Must-Do Actions.
  • Making the Most of Your Money: Book Review
  • Lose Your Bad Annuity Without Losing Your Shirt. (Maybe)
  • Annuities: Eleven Critical Questions to Ask Before You Buy (Or Even After You Own)
  • Deliberate Purposeful Practice Wins the Day: Not Talent! Book Review.

Archives

  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018
  • April 2018
  • March 2018
  • February 2018
  • October 2017
  • September 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017
  • December 2016
  • November 2016
  • October 2016
  • September 2016

Copyright © 2021 Boomer Money... and More.

Lifestyle WordPress Theme by themehit.com