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Managing Retirement Money and Accounts

Large-Cap, Mid-Cap, and Small-Cap Stocks: Does Your Nest-Egg Match Your Personality?

January 25, 2020 by Linda Vaughn

The takeaway:  large-cap, mid-cap, and small-cap stock funds in your nest-egg are ways to stem market losses and enhance market gains.  Just make sure that your personality matches the personality of these large-, mid-, and small-cap stocks before you buy.  $$$ Last month’s post was an affair by the numbers. We looked at 40 years … [Read more…]

Posted in: Asset Allocation Series, Managing Retirement Money and Accounts Tagged: Boomer retirement, diversification, large-cap stocks, mid-cap stocks, retirement, small-cap stocks

How to Protect Your Nest-Egg by Diversifying Your Stock Funds

January 13, 2020 by Linda Vaughn

Takeaway:  Diversified stock funds can stem losses and enhance returns for your retirement nest-egg.  Trees don’t grow to the sky and neither will this stock market. You’ve already seen here how owning both stock and bond funds reduce damage to your nest-egg.  You can further reduce damage, not just by diversifying between stock and bond … [Read more…]

Posted in: Asset Allocation Series, Managing Retirement Money and Accounts Tagged: asset allocation, diversifying your stock funds, protecting your retirement nest-egg, stock fund diversification

The 4% Rule: How to *Not* Outlive Your Nest-Egg; How Big Your Nest-Egg Needs to Be.

September 18, 2019 by Linda Vaughn
Vintage black and white photo of woman sitting inside her giant nest-egg, with only her head and legs exposed.

The Takeaway:  The 4% Rule tells you two things.  First, it lets you know how much you can annually tap from your retirement nest-egg without it running dry.  Second, it tells you how big your nest-egg needs to be to cover your retirement income needs.  What’s not to love? 😀 This post is a step-by-step guide … [Read more…]

Posted in: Don't Outlive Your Money Series, Managing Retirement Money and Accounts Tagged: 4% Rule, don't outlive your money, Retirement Planning

Don’t Outlive Your Money! Part 1: Figuring Out How Long You’ll Need It

March 11, 2019 by Linda Vaughn
Vintage photo of old man wagging his finger at young woman talking about not outliving your money.

The takeaway:  To not outlive your money you need to know three things.  This post covers the first thing:  how long you need the money to last.  Life expectancy tables, DNA, and X-rays aren’t necessarily destiny.  Don’t underestimate how long your money should last. $$$ Greetings, Boomer.  Last summer I was eating a family lunch … [Read more…]

Posted in: Don't Outlive Your Money Series, Managing Retirement Money and Accounts Tagged: Don't outlive your money; Boomer life-expectancy, how much money needed for retirement

Rebalance, Buy Low, Sell High (Now!)

January 22, 2019 by Linda Vaughn

The takeaway:  Research shows that keeping your portfolio in proper balance accounts for nearly 90% of your investment results.  Here’s a step-by-step guide to rebalancing your nest-egg once a year. Making money is hard.  Managing it shouldn’t be. $$ Happy New Year, Boomer!  I caught up with my cousin Vinny during the holiday.  (Ok.  Not his real … [Read more…]

Posted in: Asset Allocation Series, Managing Retirement Money and Accounts Tagged: asset allocation, buy low sell high, rebalancing

Recent Posts

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