The takeaway: large-cap, mid-cap, and small-cap stock funds in your nest-egg are ways to stem market losses and enhance market gains. Just make sure that your personality matches the personality of these large-, mid-, and small-cap stocks before you buy. $$$ Last month’s post was an affair by the numbers. We looked at 40 years … [Read more…]
Want to retire smart and happy?  Me too. I retired on a Thursday.  On Friday, I left for a two-year travel adventure. It was a heady time. A time I spent years preparing for financially. But once it was over, it was really over. I needed something that would sustain me here at home. I … [Read more…]
Just before I retired, I had a particularly stressful day that sent me straight to the bookstore.  (My go-to place when things get tough.)  I was working with someone from another office who clearly needed treatment for a narcissistic personality disorder.  Do you know the type?  I believe you do, Boomer.  Eight hours and you’re ready to tear-your-hair-out. … [Read more…]
Last week I met up with my college roommate in San Diego. I reserved us each a room on the beautiful San Diego bay. The rooms were right next door to each other. Both had gorgeous views and identical amenities. Yet, my room was 30% more expensive than hers. They were identical rooms! (That got handled, … [Read more…]
My dad retired at 56. Most would say that he’d taken all the right steps to secure his financial future. He’d made a habit of spending less than he earned, owned a beautiful home outright, and had his money in nice “safe” vehicles, like Certificates of Deposit (CDs), money market accounts, and annuities. His … [Read more…]