Will Social Security Be Broke by The Time I’m Ready to Collect?

I had a meal with my friend Ron yesterday.  Over baked ziti, I told him I was writing some blog posts about Social Security. OMG.  The mere topic made him furious. “Social Security is bankrupting the country.  It will be broke by the time I retire.  There…Will…Be…N-o-t-h-i-n-g…Left,” he hissed. (It was a little scary.) America is evenly … [Read more…]

Inflation:  The Retiree’s Dream Crusher

Author's dad standing on white sandy beach with colorful sailboat parked on sand in background.

  My dad retired at 56.  Most would say that he’d taken all the right steps to secure his financial future.  He’d made a habit of spending less than he earned, owned a beautiful home outright, and had his money in nice “safe” vehicles, like Certificates of Deposit (CDs), money market accounts, and annuities.  His … [Read more…]