Want to retire smart and happy?  Me too. I retired on a Thursday.  On Friday, I left for a two-year travel adventure. It was a heady time. A time I spent years preparing for financially. But once it was over, it was really over. I needed something that would sustain me here at home. I … [Read more…]
“If I’d met Nancy instead of Karen 30 years ago, I wouldn’t be divorced.  And I’d definitely have more money.” “Why?” I asked. “Because Nancy and I work as a team. We want to invest in our future. Karen just wanted to spend our money. The more we made, the more she spent. She always … [Read more…]
Just before I retired, I had a particularly stressful day that sent me straight to the bookstore.  (My go-to place when things get tough.)  I was working with someone from another office who clearly needed treatment for a narcissistic personality disorder.  Do you know the type?  I believe you do, Boomer.  Eight hours and you’re ready to tear-your-hair-out. … [Read more…]
Last week I met up with my college roommate in San Diego. I reserved us each a room on the beautiful San Diego bay. The rooms were right next door to each other. Both had gorgeous views and identical amenities. Yet, my room was 30% more expensive than hers. They were identical rooms! (That got handled, … [Read more…]
Your fees destroy my returns, Buster! “But ma’am, you get what you pay for. Stop looking at our mutual fund fees. Instead, look at our investment returns.   Returns are where the money is,” said the rep for my 401(k). With clenched teeth, I resisted grabbing him by his Armani tie and saying, “Your fees will … [Read more…]