The takeaway: large-cap, mid-cap, and small-cap stock funds in your nest-egg are ways to stem market losses and enhance market gains. Just make sure that your personality matches the personality of these large-, mid-, and small-cap stocks before you buy. $$$ Last month’s post was an affair by the numbers. We looked at 40 years … [Read more…]
Takeaway: Diversified stock funds can stem losses and enhance returns for your retirement nest-egg. Trees don’t grow to the sky and neither will this stock market. You’ve already seen here how owning both stock and bond funds reduce damage to your nest-egg. You can further reduce damage, not just by diversifying between stock and bond … [Read more…]
The takeaway: Ok, Boomer? Better than ok! Here’s the evidence for how we Boomers have changed the world–and we’re not done yet. Despite the age-shaming–which we invented by the way–we’re rooting for you, Gen Z. $$$ When I walked past you, I pretended I didn’t hear you. But I did. “Ok, Boomer. Have a terrible … [Read more…]
The takeaway: There are four ways we Boomers ruin our retirement lives. The only time we really hear about these four ways is when a pro athlete makes the news for squandering millions and being broke. Bulletin: We Boomers are just as capable of squandering our lifetime earnings and ruining our retirement lives. Avoid these … [Read more…]
The takeaway: The landmark Trinity Study shows the odds your retirement nest-egg will last as long as you do. Developed by finance faculty at Trinity University, the results of this landmark work apply to nest-eggs with lots of stocks–or lots of bonds. Take note ye readers fearful of stocks! The Trinity Study builds on the … [Read more…]